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| Risk means different things to different people |
| It really does depend on your particular circumstances and how much of your total asset base you plan to invest - is it a small or significant portion of your discretionary savings - or all? |
| The greater the risk, the greater the potential |
| With investments, the greater the risk, the greater the potential for higher returns, and by risk we mean exposure to equities and property. |
| Financial markets move up and down |
You need to think about your ability to remain invested should there be a short-term dip. This will determine what type of fund will be right for you – the more diversified the lower the risk.
Multi-asset funds diversify risk across asset classes and typically meet the needs of most investors. Read more |
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