You've just taken the first step towards becoming an investor
While investing can seem complicated, it doesn’t need to be.
If you have a lump sum or monthly amount to invest, we’ll help you find the right unit trust fund (‘fund’) and guide you on your wealth-building journey.
As a Coronation investor:
- You can invest from as little as R500 per month
- You can withdraw your money at any time
- We will regularly keep you up to date with our investment views and your investment performance
- You will have 24hr access to our online investment platform where you can view your investment balances, transact on your account, and download reports
Trust is earned
Why should I choose to invest with Coronation?
Our approach is tried and tested over 30 years.
Coronation is one of the largest and most successful unit trust fund managers in the country. We have over R750 billion in assets under management and our clients are always at the centre of all our decision-making.
Investing 101
Some basic concepts
To start, we are going to take you through some basic investment concepts. These will help you choose the Coronation fund that is best suited to your needs.
Inflation eats your money for breakfast
If you took R10 000 and put it under your mattress and waited for 10 years, in real terms, it would only be worth R5 584, and even less over 20 years.
Choosing to invest is a way of beating inflation and growing your wealth.
Risk and return are joined at the hip
As humans, we have been programmed to be alert to risk and to avoid it. But when it comes to investing, taking the appropriate level of risk can be very rewarding.
Risk and return are permanent features of the investing landscape, there can be no return without risk, they are complimentary forces.
To get more return you need to take more risk.
Equities provide the best long-term returns
Looking back at the long-run average investment returns of the various investment types (asset classes), equities (shares listed on the stock exchange) have provided the highest average annual returns.
Investing in equities is more likely to give you better returns.
But equities are also volatile
The chance of experiencing a negative return over a given time period decreases with time.
The lesson here is to stay invested in equities for the long run to avoid losing money.
Diversification is the only free lunch in investments
Although equities have been the best performer over the long term, they are not always the best performing asset class in any given year. For example, Gold (ZAR) was the best performer in 2024 returning 31%.
Coronation offers a range of funds that blend the various asset classes together, these are called multi-asset or balanced funds.
The advantage of these funds are:
- Investments are spread over a broad range of asset classes.
- They can help cushion the occasional shocks that come with investing in a single asset class
- They enhance the potential for investing in the best-performing asset class
Balanced Funds are popular for investors who have a shorter investment time horizon (less than 10 years) or who can't stomach the volatility of an equity-only fund.
Are you ready to explore Coronation’s fund options?
Now that you understand some basic investment concepts, let’s explore some of Coronation’s fund options.
Just remember, whilst its important to choose a fund that meets your investment needs, you can switch out of a fund into another one or withdraw at any time.